Call: 214.PLANNER (752.6637)
Small Business Owners – Business Growth & Expansion Financial Concepts and Strategies
BABY
BOOMER
& SENIOR
CITIZEN
EMPLOYEES
IMMEDIATE
SELF
FUNDED
RETIREMENT
PLANS
MANUFACTURING
PLANT
EMPLOYEE
IMMEDIATE
RETIREMENT
PLANNING
SOLUTIONS
CALL: 214.PLANNER (752.6637)
AVERAGE VALUE OF ALL BABY BOOMERS 401K RETIREMENT SAVINGS IS $80,000
OVER 40,000,000 BABY BOOMERS HAVE LESS THAN $80,000 SAVED FOR RETIREMENT
CALL: 214.PLANNER (752.6637)
Retirement Plan
$325,000 Maximum Reverse Mortgage To Pay Off An Existing Mortgage Loan Balance
The approximate maximum Reverse Mortgage Loan of $325,000 will allow Employees in the
Workplace who are Baby Boomer Senior Citizens, use Reverse Mortgage Factoring with their
Financial Planner and Retirement Planner, to calculate if the Reverse Mortgage is a useful
Retirement Planning Tool to Pay-Off their Existing Mortgage Loan, that will allow the
62 Year Old Plus Baby Boomer to be able to Retire.
NOW
WE
CAN
RETIRE
WITH
A REVERSE
MORTGAGE
REVERSE
MORTGAGE
PAYS
OFF
EXISTING
MORTGAGE
TO
STOP
PAYMENTS
TO
RETIRE
HOW AND
WHEN TO
PAY
OFF A
RETIREMENT
REVERSE
MORTGAGE
LOAN?
• Fact – A Reverse Mortgage Loan does not become Due and Payable until After the Death of the
Home Owner or Surviving Spouse or Surviving Home Owner/s . . .
REVERSE
MORTGAGE
LOAN
PAY
OFF
AFTER
DEATH
• Traditionally Life Insurance is used to Fund an Estate to Pay the Final Expenses of an individual . . .
• Universal Life Insurance is the best type of Life Insurance Policy to Purchase to Pay Off
A Reverse Mortgage after the Death of a Home Owner of Surviving Spouse or Surviving Home Owner
UNIVERSAL
LIFE
INSURANCE
UNIVERSAL
LIFE
INSURANCE
ESTATE
PLANNING
REVERSE
MORTGAGE
LOAN
PAY
OFF
LIFE
INSURANCE
Click On The Key Board
Click On The Key Board
Click On Key Board To Get a Free Quote For Universal Life Insurance
Senior Citizen Estate Planning Reverse Mortgage Loan Pay Off Life Insurance . . .
Employee Income Replacement
TERM
LIFE
INSURANCE
IS
THE
BEST
POLICY
EMPLOYEE
INCOME
REPLACEMENT
LIFE
INSURANCE
STRATEGIES AND
CCONCEPTS
EMPLOYEE
FAMILY
INCOME
REPLACEMENT
LIFE
INSURANCE
PROTECTION
FAMILY
BREADWINNER
INCOME
PAYCHECK
REPLACEMENT
LIFE
INSURANCE
QUOTE
Click On The Key Board
Click On The Key Board
Click On Key Board To Get a Free Quote For Term Life Insurance
CALL: 214.PLANNER (752.6637)
Small Business Owners / Partners – Retirement Planning and Business Continuation
Business Owners
Two (2) Ways To Retire
Click on Red Retirement Button
Click on Retirement Button For Small Business Owners Retirement Business Continuation Information
BUSINESS
CONTINUATION
CONCEPTS AND
STRATEGIES
Three (3) Core Steps to Effective Business Continuation Planning:
1) Obtain a Business Valuation
2) Structure the Agreement
3) Fund the Agreement
Buy / Sell Agreements:
A properly Drafted and Funded Buy / Sell or Business Continuation Agreements, help ensure continuity when a Principal or Partner exits the business.
A properly Drafted and Funded Buy / Sell Agreement can help to;
• Provide an orderly Transfer of Business Interest upon Death, Disability, Retirement, or
Termination by providing for Purchase of the Ownership interest at a predetermined Price.
• Help permit remaining shareholders to retain control
• Create a market for inactive shareholder shares
• Plan for Funding and Ownership Transfer
• Fix the Price and Terms of the Sale by establishing a value within an Estate
• Provide liquidity for the Family of a Deceased shareholder
|
SMALL
BUSINESS
GROWTH &
EXPANSION
INSURANCE
CONCEPTS &
STRATEGIES
|
Executive Advantages for Small Manufacturing Business Owners:
Business Owners use of Life Insurance . . .
• Life Insurance can be used to Grow and Expand the Business
for the next Generation of Owners and Managers
• Tax Advantages when using Life Insurance in a C Corporation
• Tax Deductions for the Business for Life Insurance Premiums for
Purchasing for the Business Owner, Partners, and Key Employees
as a Bonus, may be available for most corporate entities.
• Life Insurance can be used to Fund Cross Purchase Agreements
and Buy Sell Agreements between Business Owners / Partners
and Key Employees.
Key Employee Life Insurance Advantages for a Small Business Owner:
• Life Insurance can be used to Pay the Cost of Replacing a
Key Employee after the Death of a Key Employee.
• A Key Employee is the following;
A Business Owner or Officer . . .
Employees that produces a high Percentage of Sales Revenues . . .
Employees that Drives Research and Marketing Strategies . . .
Employees with a unique Skill-Set that may be hard to replace . . .
• Key Employee Life Insurance essential for Business Continuation
by Funding Growth and Expansion for the Next Generation . . .
Small Manufacturing Business Continuation:
Business Owner Retirement Planning . . . Things to Consider . . .
• When I Retire what will I do with my Business ?
• If I want my Business to Continue who will run it ?
Will my Family members run the Business ?
Will my Key Employees run the Business ?
• Life Insurance can provide the Business with Liquidity
in the of a loss of the Business Owner of Key Employee.
• Life Insurance can Fund the Business Owner/s Estate
to allow the Heirs to settle specific expenses to the
allow the Business to Continue under New Management
for the Next Generation of the Business Owners Family.
Small Manufacturing Business Growth and Expansion . . .
• 5 Year, 7 Year, 10 Year, Short Term Annuity Savings Plans . . .
- Manufacturing Equipment Purchase Planning
- Manufacturing Material & Supply Part Purchase Planning
- Manufacturing Personnel Salary Cost Planning
- Manufacturing Plant Purchase Down Paying Savings
• Annuity Savings Plans offers Small Manufacturing Businesses
the opportunity to Save Money without Risk of Losing their
Principal Savings, for the Planned use of Business Growth.
Small Manufacturing Business Merger & Acquisition Planning . . .
• Small Manufacturing Business Buy Out Plans
- Purchasing Strategic Component Part Supply Chain
Small Manufacturing Businesses, using Fixed Insurance
5 Year, 7 Year, 10 Year Short Term Annuity Savings Plans
• Key Employees can be given the opportunity to Save Money
using Short Term Annuity Savings Plans, to participate in the
Growth and Expansion of a Small Manufacturing Business
|
SMALL
BUSINESS
OWNERS
RETIREMENT AND
KEY
EMPLOYEE
BUSINESS
CONTINUATION
PLANNING
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, Baby Boomer Retirement Planners, All Rights Reserved.